Dwelling/fire

Southern Pioneer offers both Basic and Broad Form dwelling fire coverage with actual cash value loss settlement and named peril protection. We are able to schedule an unlimited number of 1-4 family dwellings on a single policy. And, we offer coverage solutions for hard to place risks due to dwelling age, roof condition, or potential animal exposures.

  • Basic Form starting at $25,000 Coverage A
  • Broad Form starting at $50,000 Coverage A
  • Coverage amounts from $25,000 – $200,000
    • Protection Class 1-8
    • Protection Class 9 – $25,000 – $150,000
    • Protection Class 10 – $25,000 – $75,000
  • Both Seasonal and Secondary Coverage Available
  • One to Four Family Units Acceptable
  • Optional Increased Liability Limits – Maximum $300,000
  • Deductibles ranging from $500.00 to $5,000.00
    • Credits for Deductibles above $500.00
  • Contents Coverage
    • $2,000 per unit on Tenant Occupied Properties
    • 50% of Coverage A amount on Owner Occupied Dwellings
  • Vandalism Coverage Included with Broadform
  • Multi-Property Discounts Available
  • Other Structures Coverage Included with Broadform
  • Ability to schedule multiple locations on one policy

Available in AR and TN