Homeowners

Southern Pioneer offers both Basic and Broad Form Homeowners coverage with actual cash value loss settlement and named peril protection. One and two family, owner occupied homes are eligible. And, we offer coverage solutions for hard to place risks due to claims history, dwelling age, roof condition, or potential animal exposures.

  • Basic Form starting at $40,000 Coverage A
  • Broad Form starting at $60,000 Coverage A
  • Coverage amounts from $40,000 – $200,000
    • Protection Class 1-8
    • Protection Class 9 – $40,000 – $100,000
    • Protection Class 10 – $40,000 – $75,000
  • Both Seasonal and Secondary Coverage Available
  • Both Seasonal and Secondary Coverage Available
  • Deductibles ranging from $500 to $5,000
    • Credits for Deductibles above $500
  • Increase Contents Coverage up to 70% of Coverage A

Available in AR and TN