History

Southern Pioneer Property & Casualty Insurance Company was formed in 1981. Our primary focus in the beginning was providing credit-related coverages for banks and furniture dealers. In 1992 we began writing License Bonds and Garage Liability insurance for Non-Franchised Automobile Dealers in Arkansas. Over the years we have expanded our geographic territory to include Alabama, Missouri, Tennessee and Texas. In 2003 we began offering Dwelling Property and Homeowners coverage in Tennessee, and we expanded the product to Arkansas in 2012.

Since our formation in 1981, we have grown from $500,000 in Capital and Surplus to over $30,000,000 in 2020.

In March of 2020 Southern Pioneer Property & Casualty Insurance Company was acquired by Biglari Holdings, Inc. of San Antonio, Texas.