Southern Pioneer offers both Basic and Broad Form Homeowners coverage with actual cash value loss settlement and named peril protection. For qualifying risks, modified functional replacement cost is available to further enhance the coverage. One and two-family, owner-occupied homes are eligible, and we offer coverage solutions for hard-to-place risks due to claims history, dwelling age, roof condition, or animal exposures.

  • Basic Form starting at $30,000 Coverage A
  • Broad Form starting at $50,000 in AR and $60,000 in TN
  • Coverage amounts from:
    • Protection Class 1-8: $30,000 to $300,000
    • Protection Class 9: $30,000 to $200,000
    • Protection Class 10: $30,000 to $150,000
  • Both Seasonal and Secondary Coverage Available
  • Deductibles ranging from $500 to $5,000
    • Lower rates for Deductibles above $500
  • Increased Contents Coverage up to 70% of Coverage A is available

Available in AR and TN