Financial Lines

Southern Pioneer offers several products that afford protection in conjunction with a loan transaction. Our Collateral Protection Insurance protects the lender’s interest in its loan collateral and provides dual interest coverage for the borrower. Lenders Single Interest (LSI) provides coverage for uninsured collateral which suffers a loss and requires repossession of the collateral. Lenders Mortgage Protection* protects the lender from loss due to a lapse in insurance coverage on mortgage loans.

Southern Pioneer also offers products in conjunction with the purchase of a vehicle. The Vehicle Service Contracts* product provides extended warranty protection for vehicles. Additionally, GAP* protects the insured from loss due to the difference between the loan amount and insurance settlement (ACV) on a theft or total loss to the vehicle.

*Products are provided through Southern Pioneer Insurance Agency.