Lender's Single Interest

VSI is a single interest program that only protects the lender. Proof of insurance is required at loan origination. There is no tracking or insurance follow-up required. A fee is charged to each loan with covered collateral. Examples of the typical collateral types that are covered are:

  • Automobiles
  • Pickup trucks & vans
  • Campers
  • Motorcycles
  • Mobile Homes
  • Farm Equipment
  • Boats, motors and trailers


  • All risk physical damage
  • Instrument non-filing
  • Confiscation and skip
  • Repossessed collateral

Coverage for your entire portfolio can be included under our Assumption of Risk endorsement. Fees are paid monthly and submitted on one reporting form.