Southern Pioneer offers both Basic and Broad Form dwelling fire coverage with actual cash value loss settlement and named peril protection. We are able to schedule an unlimited number of 1-4 family dwellings on a single policy. And, we offer coverage solutions for hard-to-place risks due to dwelling age, roof condition, or animal exposures.
- Basic Form starting at $25,000 Coverage A
- Broad Form starting at $50,000 Coverage A
- Coverage Amounts from:
- Protection Class 1-8: $25,000 to $200,000 in AR and $25,000 to $300,000 in TN
- Protection Class 9: $25,000 to $150,000 in AR and $25,000 to $200,000 in TN
- Protection Class 10: $25,000 to $75,000 in AR and $25,000 to $150,000 in TN
- Maximum Liability Coverage Available: $300,000
- Both Seasonal and Secondary Coverage Available
- One to Four Family Units Acceptable
- Deductibles Ranging from $500 to $5,000
- Lower Rates for Deductibles Above $500
- Contents Coverage:
- $2,000 per unit on Tenant Occupied Properties in AR
- Up to 5% of Coverage A available on Tenant Occupied Properties in TN ($5,000 max per unit)
- Up to 50% of Coverage A available on Owner Occupied Dwellings
- Vandalism Coverage Included with Broad Form
- Multi-Property Discounts Available
- Other Structures Coverage Included with Broad Form
- Ability to Schedule Multiple Locations on One Policy
Available in AR and TN